Financing

Schedule your procedure with confidence

Don't let cost delay the care you need. Our financing solutions offer monthly payments and quick approvals. 

Apply Now

Flexible Financing Options


We’ve partnered with Medicard and Beautifi, two of Canada’s leading patient-financing companies, to offer flexible payment solutions for your surgical procedure.

Medicard Financing

Canada’s Trusted Patient-Financing Solution

Medicard has been helping Canadians access the care they need for over 25 years. With competitive rates and flexible terms, Medicard makes it easy to fit your procedure into your budget.

Why Choose Medicard?

  • Quick Application – Get pre-approved in minutes with an easy online process.
  • Flexible Terms – Choose from 6 to 60-month repayment options.
  • Competitive Rates – Interest rates starting as low as 7.95%.
  • No Early Payment Penalties – Pay off your loan early or make extra payments anytime.
  • Finance $400 to $40,000 – Coverage for a wide range of procedure costs.

How It Works

  1. Apply Online – Complete the simple application in just a few minutes.
  2. Get Approved – Receive your approval notification and finalize details with the Medicard team.
  3. Book Your Procedure – Schedule your surgery with confidence.
  4. Start Your Treatment – Medicard pays Windflower Surgical directly while you pay over time.
For more information, call 1-888-689-9876 or visit: Medicard – Windflower Surgical Profile.

Beautifi Financing

Monthly Payment Options Made Simple

We’ve partnered with Beautifi to offer monthly payment plans on all procedures $1,000 and above. Thousands of Canadians use Beautifi to make elective medical procedures affordable and stress-free.

Applying is secure and will not impact your credit score. The application takes less than 3 minutes, and approval results are displayed instantly.

3 Easy Steps:

  1. Apply Online – Visit the Beautifi website to learn more and submit your application.
  2. Get Approved – A Beautifi loan specialist will contact you to confirm your details.
  3. Get Ready for Your Procedure – You're all set. Beautifi pays Windflower Surgical directly.
Apply Now

Choose the Option That Works for You

Both Beautifi and Medicard offer:

  • No impact on your credit score when applying
  • Fast, easy approval process
  • Direct payment to Windflower Surgical
  • Affordable monthly payments

Ready to Get Started?

Contact our team at Windflower Surgical to discuss your financing options and find the solution that best fits your needs. We’re here to make your procedure accessible and affordable.
Contact Us For More Info

Invest In Your Health & Mobility

Beautifi terms range from 6 months to 6 years. Find a monthly payment that works best for you. You can finance the entire amount or a portion of the procedure cost.

Shown below is a rate matrix with some of the most common term options:

Financing table Windflower Surgical

*Amounts shown are monthly payments for individuals with an excellent credit rating

*Amounts shown are inclusive of all fees and charges (no hidden fees)

*Monthly payments will vary depending on a variety of factors including credit history and monthly income

Contact Us For More Info
Finance Options
Placeholder Image

Zero Money Down

Beautifi pays Windflower Surgical directly. They ensure the fixed monthly payments are affordable and within your budget.

Financing Made Easy

Beautifi’s online application is simple and secure. You can repay a portion or all of your loan at any time, with no pre-payment fee!

Frequently Asked Questions

Apply Today


Your financing application is handled securely through Beautifi. Choose your surgeon below to submit your application and receive your approval decision.

Windflower Surgical Calgary doctor with knee diagram tool

Dr. Bryce Henderson

Joint Replacements
Apply For Financing
dr adam schofield Windflower Surgical Calgary

Dr. Adam Schofield

Anti-reflux Surgery, Hiatus Hernia, Gastric Bypass, Sleeve Gastrectomy, Abdominal Hernias, and Gallbladder Surgery
Apply For Financing

Patient Testimonials

Google Reviews from Vital Bariatrics

Posted on Google Google
Earl P profile picture
Earl P
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Had my Double knee replacement in April of this year. Can't say enough good things about this clinic and the treatment and post care i received. The only thing i could suggest is that the clinic should set up its own transportation from the clinic to the hotel as waiting for a taxi and trying to get in and out of it was very difficult. If they would have had their own transportation IE a shuttle bus this would have made it so much easier even if there was a charge it would have been worth it.
Posted on Google Google
Doug D profile picture
Doug D
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I was a fit athletic senior, crippled by arthritis and ruptured meniscus. Best money I ever spent. Quality of life at 69 years is everything. Wait 3 years in Alberta health care or fly to Montreal next month for a knee replacement. NO brainer.
Posted on Google Google
Randy H profile picture
Randy H
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I had a full knee replacement in Montreal on June 12/25. Everything went very well from a very short wait for the procedure to the excellent team that was in place. The facilities in Montreal were top notch, they were very thorough pre-op and took very good care of you post surgery. I am very happy with the results and highly recommend Dr Henderson and his team at Vital Surgical Specialists.
Posted on Google Google
K. B profile picture
K. B
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I contacted Vital Surgical Specialists in July 2024 to inquire about getting my right hip replaced. I had been on the wait list in Red Deer for over 2 years with no idea how much longer it would take. My hip joint was bone on bone and extremely painful, limiting every aspect of my life. After a thorough vetting process with the Vital Surgical Specialists team, I was scheduled for hip surgery on September 12/2024 in Montreal at their clinic. I received all the necessary information and had tests done here as well as conversations with Dr. Henderson, Nicki, and the anesthesiologist in Montreal before flying to Montreal with my husband. Special thanks to Nicki, the wonderful Nurse Practitioner on the team who answered all my calls and questions immediately, and even visited with me in the clinic. Thanks also to Sarah, who was my contact for anything else I needed. Thanks also, of course, to Dr. Henderson, who made the surgery so painless. We stayed in the recommended hotel, which provided everything I needed for the first few days of my recovery. On September 12/2024 I checked into the Vital Surgical Solutions clinic, and had the surgery that afternoon. I had requested the “Anterior Approach” which is less invasive and has a shorter recovery time. Everything went very well, and I was checking out of the clinic by September 14/2024. The clinic was very efficient, and well run. Even the food was good. As recommended, we stayed 2 more nights at the hotel in Montreal before flying home. Dr. Henderson and the team kept providing me with quality care after I returned home. I accessed physio therapy here in Red Deer and had a good experience. Within a few weeks I was walking without even a cane, and without pain. It was such a wonderful experience, and so worth it for my quality of life. My other hip has deteriorated unfortunately, and I have been on the list here in Red Deer for over a year with no idea when I might get surgery. There is no guarantee that I could get the Anterior Approach here either as only Dr. Henderson offers it, so I am considering another trip to Montreal to have Vital Surgical Solutions and Dr. Henderson who practices in both Red Deer and Montreal provide the same service as before. It is expensive, but I have to consider what my quality of life is worth. I highly recommend Vital Surgical Specialists if you need a hip replacement. All of the other patients in the clinic when I was there were from Central Alberta. They all had a good experience.
Posted on Google Google
Marnie P profile picture
Marnie P
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I was well treated and cared for from my first phone call of inquiry, through the surgery period and home again. Thank-you so much to the Alberta team, the Montreal team and to Dr. Henderson.
Posted on Google Google
Scott s profile picture
Scott s
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Nursing staff and surgeon were professional and preformed roles perfectly in addressing my hip replacement during and after surgery. No regrets
Posted on Google Google
Rick W profile picture
Rick W
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Vital Surgical Specialists were a super group of professionals! I needed a new hip and was in a great deal of pain and having trouble walking!! My quality of life was extremely poor. I contacted Sarah and from then on was expertly cared for by the entire Vital Surgical team. Dr. Henderson replaced my right hip and I immediately knew that my quality of life had improved! With the aid of physical therapy I was soon walking without pain. Thanks to the Vital Surgical Specialists team I was able to regain my quality of life. The after surgical care and expertise has also been extremely helpful. I would recommend Vital Surgical Specialists to any and all that need a hip replacement and I understand they do knees and other surgeries too. R.A. (Rick) Wigmore
Posted on Google Google
Denise T profile picture
Denise T
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I had a wonderful experience with Vital Care. I had my surgery in January 2025. Unfortunately I slipped the night before my surgery. The doctor took care of my ankle an also my knee. The staff were so kind, thoughtful as well as very good at there jobs. I would highly recommend them to anyone who does not have time to wait 2 or 3 years. I am so glad to be back among the moving and and painless.
Posted on Google Google
Ewan B profile picture
Ewan B
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Excellent service, doing great in my recovery Highly recommend Vital Surgical Specialists.
Posted on Google Google
Tracy W profile picture
Tracy W
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I had my left hip replaced 9 months ago by Dr. Henderson. I was incredibly impressed with the whole process! All of the staff, both at Vital Surgical Specialists and the clinic in Montreal, were extremely kind and helpful. I can't believe how good my hip feels now! Back to being able to teach Physical Education again!!! I would definitely recommend!

Let's Get in Touch!

Let's talk about your care. Reach out to Windflower Surgical.

Couple walking with Phone Windflower Surgicalwoman riding a bike in the city Windflower Surgical Calgary